A credential at the payment boundary.

EMVCo announced a request for feedback on verifiable digital credentials for card-based payment authentication. The announcement describes work under development; it should not be read as proof of universal availability or an implementation deadline.

Our editorial question: if a new credential enters a payment flow, what does it establish, who issued it, and what still needs to be checked? Separate the authentication mechanism from the customer’s intent and the transaction outcome.

A question for your next team meeting

What would we need to verify before this changes our workflow?